It is customary to talk about inheritance as an acquisition. But sometimes it becomes a burden. We are talking about situations when a deceased relative has outstanding debts. In this case, the responsibility to pay them falls on the heir. We will tell you whether children are obliged to pay a loan for their parents after their death and whether property can be seized in case of refusal.
How to find out about the deceased's loans
When a relative dies, you need to find out the composition of jordan mobile database his property. Along with real estate and cars, the heirs may also inherit the debt obligations of parents. There are two ways to check for loans after the death of a relative:
Send a request to the Central Catalog of Credit Histories. You must attach a death certificate to the application, otherwise you will not be provided with the data. According to the law, information about loans is confidential information that can only be disclosed at the request of the direct borrower.
Contact a notary and ask to open an inheritance case. You will have to pay for his services, but he will act faster. In addition to checking the debts that the deceased did not have time to pay before his death, he will also make a list of all the property that you inherit.
Law on the inheritance of loans
The Civil Code of the Russian Federation describes the procedure for entering into an inheritance. It states that the debts of the deceased can be transferred to their children, grandchildren and other relatives. They can also be transferred to other persons if they are indicated in the will. But no one can hang someone else's debt on you and force you to pay it. You do not owe anything to anyone until the right of inheritance is completed.