The bank can also block the transfer if it detects authorization in the mobile application or the user's personal account from different devices. Financial institutions establish a complete list of criteria for determining "suspicious" transactions individually. The purpose of blocking in this case is always to protect clients' money.
After blocking the transaction, bank specialists may contact the client to confirm it. Their task is to make sure that it is you who is making the transfer. At the same time, the financial institution's employees may try to find out whether your actions are being directed by fraudsters. Unfortunately, it is not possible to prevent thefts in 100% of cases, since the attackers often warn victims against disclosing information to bank specialists.
To confirm the transaction, the client usually only needs to answer a few clarifying questions or provide the code word specified when issuing the card. After that, the specialist will either unblock the transaction and carry it out, or ask to make the transfer again. In the latter case, there should be no further restrictions.
Important: make sure that you are talking to a specialist of the indonesia mobile database financial institution. They will never ask you to provide the CVV code, password, code from SMS or PUSH notification. Better yet, call the official hotline number yourself and find out the reason for blocking.
You can also find out about it in the bank's mobile application, if the latter has a chat with a specialist. Be prepared to answer several clarifying questions. Do not ignore them - the situation is due solely to the financial institution's desire to protect your money from theft.
How quickly will the bank lift the restriction?
If the bank has blocked the money transfer due to suspicions that the client has become a victim of fraudsters, the unblocking will be carried out immediately after the transaction is confirmed. It will be carried out automatically. In some cases, a repeat transfer will be required - it can be made in the same way and using the same details, without new restrictions.
But if the funds are blocked due to suspicions of illegal actions by the client, the transaction may be delayed. This usually happens when there are clear signs of fraud, money laundering or illegal cashing.