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Please note that the terms and conditions for providing overdrafts vary from bank to bank. For example, Alfa Bank offers small businesses and individual entrepreneurs a rate of 13.5%, a credit limit of 300 thousand to 30 million rubles, and no collateral is required for registration. The overdraft option is connected for a year.

VTB provides small businesses with an overdraft to qatar telegram database cover cash flow gaps without collateral for up to two years with a tranche term of up to 60 days. The overdraft amount will depend on the credit history, i.e. on the amount of credit turnover on the client's account in VTB Bank or other banks.

Tinkoff Bank gives the opportunity to get an overdraft limit of up to 10 million rubles after opening an account, the term of using the money is up to 45 days. At the same time, no commission is charged for 7 days for the amount spent on paying taxes and contributions.

On the topic: Business lending: a tool for expanding assets or debt bondage How to use overdraft Overdraft can be used until the entire limit is used up in a given period. But it is necessary to monitor its balance. Confusion often arises if the bank reduces the limit for the next month.