The method does not concern reducing the principal debt, but reducing the interest rate. Often, a loan can be refinanced in the same bank where the borrower received it. But nothing will prevent you from comparing offers from several lenders and choosing the most advantageous one.
However, it is important to take into account all the nuances in order to benefit and not accumulate debt on loans. Remember that a rate reduction does not guarantee a lower overpayment. Sometimes, when northeast mobile number database refinancing, the total repayment period increases significantly. Therefore, even with a rate reduction of 1-2% and a decrease in the monthly payment, the total overpayment increases significantly.
Sinara Bank offers favorable credit terms. Many products provide the possibility of full and partial early repayment. But our clients can save even more on interest! You won’t have to pay it if you apply forloan with the service "0% rate guarantee"and fulfill the simple terms of the contract.
Our clients receive loans of up to 3 million rubles for up to 5 years. Leave a request on the website to get a decision in just a few minutes!
The information in the article is current at the time of publication. Financial conditions may change. Please check the current data on the page of the product you are interested in. The Bank is not responsible for the use of outdated information.