Also, the bank's requirements may concern the conditions for providing additional options. For example, there are debit cards with an overdraft - it allows you to spend more money than is on the balance. That is, "go into the minus" within a certain limit. Such cards are often issued only to officially employed citizens who can confirm a stable income.
Important: each financial institution has its own security policy and its own requirements for clients. Therefore, the list cannot be called exhaustive. It is worth clarifying the terms of issuing the "debit card" you are interested in with the bank's support service.
When applying for a debit card, you need to fill out a questionnaire. Experts recommend entering data in all fields, even optional ones. Sometimes applicants ignore some of them, considering the information insignificant. Then, in the case of an automatic check of the questionnaire, the system may reject it as damaged or incorrectly filled out. In addition, some information is important for the issuer - its provision may be included in the mandatory conditions for issuing a payment instrument.
It is also important to indicate only reliable data in exit mobile number database the questionnaire. A debit card may be refused if fictitious or deliberately false information is detected by the automated system or security service employees. The most common situations are related to addresses and phone numbers that do not actually exist. Also, bank clients often try to hide information about their place of work, work experience, and salary level. It is strongly recommended not to do this.
Security objections and being blacklisted
The bank's security service often checks applications not only for credit cards, but also for debit cards. The algorithms in this case are individual. However, the most common reasons for refusal are unanswered calls to the phone numbers specified by the client, as well as the discovery of facts of providing false data.
As for "black lists", they are maintained by almost all credit institutions. If a client was previously suspected of fraud, was late with payments, lost cases to the bank, or provided deliberately false information, then the probability of being "persona non grata" in the organization is extremely high. At the same time, the information is confidential and is not disclosed. The presence on the "black list" may be indirectly indicated by the bank's refusal to issue any products for a specific client.