A debt security or bond is a loan that an investor makes to a company. The terms of the loan are specified in a document that defines the issuer, the maturity date, the interest rate and the amortization .
Financial leasing or leasing
Leasing is one of the most important sources of long-term financing. Here, the owner of an asset gives another person the right to use it against periodic payments .
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What is entrepreneurship: importance, examples and tips
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Mortgage
A mortgage loan is a long-term loan made brazil phone data with real estate as collateral. The lender takes a mortgage on the property, allowing it to seize it, sell it, and use the proceeds to repay the loan , should the relevant payments not be made.
Obligations
Financial obligations represent the value of the commitments made by the company through obtaining resources from credit institutions or other financial institutions or cooperative organizations, NGOs in the country or abroad.
Retained earnings
When a business is making money, it can leave some or all of the money within the business and reinvest it for expansion. This type of financing does not cost interest or require dividend payments , so it is a good option when profits are steady.
Sale of assets
Asset sales involve bringing cash into the business by selling machinery, raw materials or real estate that is no longer used.
A piggy bank and coins representing savings to access sources of financing for a company.
Now that we have gone through this guide on long-term sources of financing for a company and some examples, you will have a much clearer vision of your options and what suits you according to the size, goal and objective of your business.
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