Refinancing instead of a second loan
Posted: Wed Feb 19, 2025 4:45 am
How to get a lot of credits
Submit applications to several banks. However, experts do not recommend using all sorts of aggregators - services that transfer the borrower's application to several creditors at once. There is a risk of ruining your credit history.
First, you should contact a bank that can offer better conditions. Even if a loan has already been issued there. It is possible that the lender will take into account timely payments and make a positive decision.
Multiple applications to different banks can negatively affect your credit history. If you want to take out a new loan to close the previous one, it is better to consider the possibility of refinancing. The idea is to take advantage of a special bank program and get money specifically to pay off current loans. Interest rates on refinancing loans are usually low, and the amounts approved for clients are quite large.
Please note: sometimes when refinancing you can take money denmark mobile database in excess of your current obligations. Simply put, if you need 200 thousand rubles to close existing loans, you can get, for example, 300 thousand rubles and spend 100 thousand rubles at your own discretion.
Favorable loans in Bank Sinara
We have great news: we have made loans even more profitable! Sinara Bank clients can get back the interest at the end of the term. All you need to do is use a convenient service package and make payments on time according to the agreed schedule. Instead of several loans – “0% Credit” from Sinara Bank. Hurry to get up to 3 million rubles for up to 5 years – leave a requestHere.
The information in the article is current at the time of publication. Financial conditions may change. Please check the current data on the page of the product you are interested in. The Bank is not responsible for the use of outdated information.
Submit applications to several banks. However, experts do not recommend using all sorts of aggregators - services that transfer the borrower's application to several creditors at once. There is a risk of ruining your credit history.
First, you should contact a bank that can offer better conditions. Even if a loan has already been issued there. It is possible that the lender will take into account timely payments and make a positive decision.
Multiple applications to different banks can negatively affect your credit history. If you want to take out a new loan to close the previous one, it is better to consider the possibility of refinancing. The idea is to take advantage of a special bank program and get money specifically to pay off current loans. Interest rates on refinancing loans are usually low, and the amounts approved for clients are quite large.
Please note: sometimes when refinancing you can take money denmark mobile database in excess of your current obligations. Simply put, if you need 200 thousand rubles to close existing loans, you can get, for example, 300 thousand rubles and spend 100 thousand rubles at your own discretion.
Favorable loans in Bank Sinara
We have great news: we have made loans even more profitable! Sinara Bank clients can get back the interest at the end of the term. All you need to do is use a convenient service package and make payments on time according to the agreed schedule. Instead of several loans – “0% Credit” from Sinara Bank. Hurry to get up to 3 million rubles for up to 5 years – leave a requestHere.
The information in the article is current at the time of publication. Financial conditions may change. Please check the current data on the page of the product you are interested in. The Bank is not responsible for the use of outdated information.