How does a payment sticker work?
Posted: Tue Feb 18, 2025 10:29 am
To use the mini-card, you need to stick it to your smartphone and set a PIN code in the bank's mobile app. After that, you can pay in stores with one touch. If the purchase amount is less than 3,000 ₽, no PIN code confirmation is required. Here's how the payment sticker works:
you bring the sticker to the POS terminal;
the system automatically reads data from the chip and sends a request to the bank;
the transaction is immediately confirmed, and a notification about a successful purchase appears on the POS terminal screen;
You also receive a notification about the withdrawal of funds in the form of an SMS or push notification, depending on your settings.
The principle of operation is the same as that of regular cards with gansu mobile number database contactless payment capabilities. The only difference is that the sticker takes up little space and fits on the back of any phone.
The miniature card allows you not only to pay for purchases in stores, but also to make transactions in a mobile application. It can also be used at ATMs, provided that the ATM supports contactless service.
For payments in online stores, you will need mini-card data. You can view them in the online bank and mobile application. They are also on a plastic base, from which a sticker is separated. You can save it, but you do not need to carry it with you.
How to get a sticker
You can contact any bank that issues mini-cards. If you already have an account at the bank, the sticker can be linked to it. If you don’t have an account, it will be opened along with the new card. In addition to the sticker, you can issue a regular debit card. It allows you to withdraw and deposit money into your account even at ATMs that don’t have contactless service.
To use the card, you first need to activate it and set a PIN code. You can do this yourself in the mobile app. If you need help, contact a bank employee.
How safe is it to use the minimap?
The sticker does not contain personal or payment information, so it is safer to use in stores and restaurants than a traditional card. The sticker is securely attached to the back of the phone, and it is extremely difficult to lose. If this does happen, attackers will be able to pay for purchases up to 3,000 ₽ - they can do the same if they find your regular card. But with a sticker, there is a chance that the finder will simply not be able to figure out what exactly he is holding in his hands. Since the product is relatively new, not everyone has encountered them.
you bring the sticker to the POS terminal;
the system automatically reads data from the chip and sends a request to the bank;
the transaction is immediately confirmed, and a notification about a successful purchase appears on the POS terminal screen;
You also receive a notification about the withdrawal of funds in the form of an SMS or push notification, depending on your settings.
The principle of operation is the same as that of regular cards with gansu mobile number database contactless payment capabilities. The only difference is that the sticker takes up little space and fits on the back of any phone.
The miniature card allows you not only to pay for purchases in stores, but also to make transactions in a mobile application. It can also be used at ATMs, provided that the ATM supports contactless service.
For payments in online stores, you will need mini-card data. You can view them in the online bank and mobile application. They are also on a plastic base, from which a sticker is separated. You can save it, but you do not need to carry it with you.
How to get a sticker
You can contact any bank that issues mini-cards. If you already have an account at the bank, the sticker can be linked to it. If you don’t have an account, it will be opened along with the new card. In addition to the sticker, you can issue a regular debit card. It allows you to withdraw and deposit money into your account even at ATMs that don’t have contactless service.
To use the card, you first need to activate it and set a PIN code. You can do this yourself in the mobile app. If you need help, contact a bank employee.
How safe is it to use the minimap?
The sticker does not contain personal or payment information, so it is safer to use in stores and restaurants than a traditional card. The sticker is securely attached to the back of the phone, and it is extremely difficult to lose. If this does happen, attackers will be able to pay for purchases up to 3,000 ₽ - they can do the same if they find your regular card. But with a sticker, there is a chance that the finder will simply not be able to figure out what exactly he is holding in his hands. Since the product is relatively new, not everyone has encountered them.