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The situation is so serious that the directive even

Posted: Wed Jan 22, 2025 8:50 am
by mahbubamim077
The operation is conducted by a professional, an intermediary. He does not go to beg for money, but to propose a financial contract, demonstrating elements that enable the operation and negotiating possible terms to accommodate the interests that should be agreed upon when signing the contract.

The situation is so serious that the directive even worries about possible distortions, such as intermediaries who act on behalf of certain financial institutions and, thus, end up acting as fundraisers, as well as bulk sms uk companies that sell on credit and systematically send their consumers to the lender, in order to obtain loans for the operations. These are situations that distort the central idea of ​​a credit advisor, consultant and intermediary, that is, someone who works for the good of the debtor, focused on the debtor.

Or rather: works focused on the one who will be financed. This intermediation has a place in Brazil, we believe. More than that, the Brazilian market needs these intermediary offices. We need technique and professionalism on the part of debtors and financed parties, avoiding false optimism or pessimism that is based only on instinct and guesswork. The credit relationship meets capital engineering equations and the clarification of such equations works in favor of both parties, debtor and creditor.

And this is part of the corporate arrangement, in line with what we developed in “Legal Structuring of Companies” (Editora Atlas, 2024) . This is a demand that the Europeans met and that we can meet: to make the loan and financing process something even more technical, safer for everyone, more suitable for companies, banks and, ultimately, for the market in general.



She holds a degree in Law from the Pontifical Catholic University of Minas Gerais (2024). She is currently a partner at Instituto Pandectas Ltda and a lawyer at Advocacia Cotta Mamede. She has experience in the area of ​​Law, with an emphasis on