The draft resolution was preceded by the cessation
Posted: Wed Jan 22, 2025 5:45 am
"Due to high demand, the Ministry of Digital Development has prepared a draft resolution on increasing the limit of the preferential mortgage program for IT specialists. The document has been sent to the government for approval," this message appeared on the official Telegram channel of the Ministry of Digital Development on February 6, 2024.
of issuing IT mortgages by a number of banks. At the turn of January and February 2024, PSB Bank, MTS Bank, and Bank Saint Petersburg stopped accepting applications. On February 3, Sberbank also officially announced this, which, according to Dom.RF, issued almost 61% of all loans under IT mortgages by the end of 2023. On February 3, the Domclick platform posted the following message: "Acceptance of applications has been completed. We will inform you additionally about the resumption of accepting applications." The press service of the Sdelka.rf marketplace told a TASS correspondent that the cessation of accepting applications by these banks is due to the exhaustion of limits.
However, back in cyprus whatsapp number database September 2023, economist Ekaterina Miroshkina warned in an article on the Tinkov Journal portal: "The presence of a bank on the list of IT mortgage participants does not mean that it issues it. Therefore, it is better to check directly with the bank. Usually, the information is available in mortgage calculators."
Previously, the limits for issuing IT mortgages were increased on September 1, 2023. Then the volume of limits was increased from 240 billion to 480 billion rubles. In addition, the conditions for issuing loans were relaxed. For example, for employees aged 36 and younger, the previously applicable requirements for the amount of salary were canceled.
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IT mortgages have become more accessible
IT company employees up to 35 years of age (inclusive) may no longer confirm the minimum salary level in order to apply for a preferential mortgage. And the credit limit under the program has been increased from 240 to 500 billion rubles. The corresponding changes were approved by the government today.
The press service of VTB Bank noted that borrowers became significantly more active at the end of 2023 and the beginning of 2024, after the conditions for issuing loans under the IT mortgage were relaxed: "VTB is actively working under the IT mortgage program. Our clients can receive a preferential loan when purchasing an apartment from accredited developers. Since the start of work on the IT mortgage in May 2022, VTB has provided more than 80 billion rubles under it, of which about 3 billion rubles were received by our borrowers in January 2024, which is many times higher than the result of the first month of last year. The share of the program in the total volume of preferential transactions has also increased several times - at the end of January, it amounted to about 9%. This dynamic is due to the "softening" of the IT mortgage conditions."
"Indeed, the program has been in high and steady demand among IT specialists since 2022: 48.6 thousand loans have been issued for a total of 424.8 billion rubles. Now there is a need to increase the limit of the preferential mortgage program," this is how the Chairman of the State Duma Committee on Information Policy, Information Technology and Communications Alexander Khinshtein commented on the situation in the official Telegram channel.
of issuing IT mortgages by a number of banks. At the turn of January and February 2024, PSB Bank, MTS Bank, and Bank Saint Petersburg stopped accepting applications. On February 3, Sberbank also officially announced this, which, according to Dom.RF, issued almost 61% of all loans under IT mortgages by the end of 2023. On February 3, the Domclick platform posted the following message: "Acceptance of applications has been completed. We will inform you additionally about the resumption of accepting applications." The press service of the Sdelka.rf marketplace told a TASS correspondent that the cessation of accepting applications by these banks is due to the exhaustion of limits.
However, back in cyprus whatsapp number database September 2023, economist Ekaterina Miroshkina warned in an article on the Tinkov Journal portal: "The presence of a bank on the list of IT mortgage participants does not mean that it issues it. Therefore, it is better to check directly with the bank. Usually, the information is available in mortgage calculators."
Previously, the limits for issuing IT mortgages were increased on September 1, 2023. Then the volume of limits was increased from 240 billion to 480 billion rubles. In addition, the conditions for issuing loans were relaxed. For example, for employees aged 36 and younger, the previously applicable requirements for the amount of salary were canceled.
Read also
IT mortgages have become more accessible
IT company employees up to 35 years of age (inclusive) may no longer confirm the minimum salary level in order to apply for a preferential mortgage. And the credit limit under the program has been increased from 240 to 500 billion rubles. The corresponding changes were approved by the government today.
The press service of VTB Bank noted that borrowers became significantly more active at the end of 2023 and the beginning of 2024, after the conditions for issuing loans under the IT mortgage were relaxed: "VTB is actively working under the IT mortgage program. Our clients can receive a preferential loan when purchasing an apartment from accredited developers. Since the start of work on the IT mortgage in May 2022, VTB has provided more than 80 billion rubles under it, of which about 3 billion rubles were received by our borrowers in January 2024, which is many times higher than the result of the first month of last year. The share of the program in the total volume of preferential transactions has also increased several times - at the end of January, it amounted to about 9%. This dynamic is due to the "softening" of the IT mortgage conditions."
"Indeed, the program has been in high and steady demand among IT specialists since 2022: 48.6 thousand loans have been issued for a total of 424.8 billion rubles. Now there is a need to increase the limit of the preferential mortgage program," this is how the Chairman of the State Duma Committee on Information Policy, Information Technology and Communications Alexander Khinshtein commented on the situation in the official Telegram channel.