A bank credit card can be beneficial. For example, with the Sinara Bank "DA!" card, you can accumulate bonuses, return up to 15% cashback on purchases and not pay interest on the money spent.
But to get the maximum privileges, you need to use the credit card correctly, and to do this, you need to understand the terms and conditions and study all the features of the product.
Pros and Cons of Credit Cards
It is convenient and profitable to use
The main convenience of the card is that it gives you quick access to the bank's money. You can spend the borrowed funds for any purpose:
pay for purchases and services,
pay off debts,
pay off a loan from another bank.
You can pay by card anywhere that finland mobile database accepts non-cash payments:
at the checkout counters of stores,
at gas stations, cafes, restaurants and any retail outlets,
in online stores, on websites and in online services.
The payment process is the same as when using a regular debit card. Sometimes it is even more profitable to pay for purchases with a credit card than with a regular card. For example, Bank Sinara has a cashback system, thanks to which you can return up to 15% of the amount spent.